Affiliate disclosure

Right now

There are no affiliate links, referral fees, lead forms or sponsors on this site. No insurer or agent pays to be mentioned, and none is.

If that ever changes

• Only with a licensed agency, after its licenses and written agreement have been reviewed.
• You'd choose to contact them yourself. The page would say who they are, what happens to your details, and how we're paid, right next to the button.
• Nothing on the worksheet, the questions or the red flags would change to suit a partner.

What money can't buy

• A recommendation of a company or policy.
• A softer red flag.
• Your contact details.

This follows the Federal Trade Commission's rules on endorsements. Updated September 2026.